Articles

Original analysis on how AI reaches physician income, written by a practicing surgeon, sourced to primary documents, and date-stamped where the numbers move. Start with the map, the thesis, or whichever question you brought.

All articles

Glass jar of coins with a seedling growing from the top
Personal Finance

What Happens to Your Retirement Plan if Physician Income Falls 10%, 20%, or 30%?

A 10% cut in income is a 35% cut in savings. A 20% cut can push the retirement date out of reach. Or not at all, depending on one variable.

Small plant growing out of a glass filled with coins
Personal Finance

The Physician's Second Engine: Why Income From Labor Isn't Enough

Classical physician finance assumes a high, stable, thirty-year income. When that becomes a variable, saving more of a shrinking share is still a shrinking share.

Crumpled dollar bills falling against an orange background
Reimbursement

Why Physician Reimbursement Can Fall Even When Productivity Rises

Medicare's physician conversion factor went from $38.26 in 2001 to $33.40 in 2026, while hospitals received inflation updates every year. Here is the machinery.

Hands typing on a laptop keyboard at a desk
AI & Income

AI Scribes Are Saving Doctors Time. Who Gets to Keep the Hours?

Ambient AI scribes save a quarter to half an hour a day. In the studies that measured it, the gain showed up as RVUs and coding level at least as often as time at home.

Hand pulling a dollar bill out of a leather wallet
AI & Income

How AI Could Reduce Physician Pay Without Replacing Physicians

A clinician's income is volume times price times your share, over the hours you can work. AI reaches every term through five channels, and none needs a machine to see a patient.

Folded newspaper open to the business section
AI & Income

AI Probably Won't Replace Doctors. It May Still Reduce What They're Paid.

Two stories get told about AI and physicians, and both are half right. The evidence supports the second half of each: the job survives, the dollar moves.

Hand holding a phone with a rising chart in front of a larger screen of charts
AI & Income

Will AI Replace Radiologists? What the Last Decade Actually Shows

The prediction failed on headcount and succeeded on something Hinton didn't predict. Radiologists are paid less per study, for more studies, in less time.

Laptop screen showing an analytics dashboard of charts and scores
Methodology

Which Medical Specialties Are Most Exposed to AI?

The usual answer (radiology, pathology, dermatology) answers the wrong question. Here is how the map scores 97 specialties on five income inputs, not one.

Robotic physician reading a personal finance book

The earning side is changing. Stay ahead of it.



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